Story Tag: FICO Scores
Why FICO Scores Aren’t Enough For Small Business Lending forwardai.com
Some lenders have already begun focusing on cash flow rather than FICO. However, so many still get so caught up in historical data review that they neglect to consider the most straightforward question: Will my borrower be able to afford this loan based on their cash flow? With predictive data points instead of just historical data, lenders can better picture what exactly their potential clients…